It's Happy Days when a personal injury insurance adjuster for Orange county is inside a position tell their supervisor they own managed to convince a crash victim in California cities such as Laguna Beach, Corona del Mar, or Newport Beach not to hire an law practice. I imagine the conversation goes business transactions on this.

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Public insurance adjuster

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You may better off insuring on your own own. Just take the money you hold paid towards the collision coverage, and stuff it in the bank account. If you have an accident, you have the money. If not, then correct to put.